Is your cottage equipped to deal with extreme weather? With spring officially here and summer just around the corner, storm season is unfortunately upon us.
Recent evidence suggests that the severity and frequency of extreme weather, such as ice storms, floods, droughts and landslides, as well as more days of extreme heat and smog, will continue to rise.
“With Canada seeing increasingly severe and changing weather patterns, it is crucial that consumers are well informed about their insurance needs. We encourage all cottage and home owners to ensure they have adequate coverage by speaking to their broker/agent or directly with us,” says Stefanie Hay, insurance and claims expert with Aviva Canada.
Seasonal properties are especially vulnerable because of their isolated locations and infrequent habitation. And because most seasonal properties are located in rural areas, environmental hazards such as extreme weather can cause expensive damage
So what can you do to protect your property?
1. Backup Power: A backup system will keep your cottage safe in a power failure.
2. Roof Repair: Cottage country is often a windy place, but with regular maintenance (cleaning eaves troughs and drains) you can prolong your roof life.
3. Rot–Not Strategy: Heavy rains and flooding can result in rotting decks and foundations. Ensure proper preservation from rot by spraying your deck with a zinc–based wood preservative.
By following these tips and ensuring you have the right insurance coverage, you can enjoy the peace of mind knowing your home away from home is protected.
More information on how to protect your cottage or home is available insurance broker or at avivacanada.com.